[et_pb_section fb_built=”1″ fullwidth=”on” admin_label=”Page Header” _builder_version=”3.20.2″ background_image=”http://www.yfcl.org.uk/wp-content/uploads/2018/09/mortagejourney-min-1024×314-1.png” parallax=”on”][et_pb_fullwidth_header title=”Mortgage Journey” text_orientation=”center” scroll_down_icon_size=”48px” admin_label=”Hero Section” _builder_version=”3.16″ title_font=”Montserrat|on|||” title_text_align=”center” title_font_size=”60px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_line_height=”1.4em” title_text_shadow_style=”preset1″ content_font_size=”22px” content_line_height=”1.8em” subhead_font=”||||” background_color=”rgba(255, 255, 255, 0)” use_background_color_gradient=”on” background_color_gradient_start=”rgba(58,52,226,0.93)” background_color_gradient_end=”rgba(73,108,220,0.7)” custom_button_two=”on” button_two_text_size=”16px” button_two_border_width=”2px” button_two_border_color=”#ffffff” button_two_border_radius=”0″ button_two_letter_spacing=”2″ button_two_font=”Montserrat|||on|” button_two_use_icon=”off” custom_button_one=”on” button_one_text_size=”16px” button_one_bg_color=”#6eba01″ button_one_border_width=”2px” button_one_border_color=”#6eba01″ button_one_border_radius=”0″ button_one_letter_spacing=”2″ button_one_font=”Montserrat|||on|” button_one_use_icon=”off” module_alignment=”left” animation_style=”fade” text_shadow_style=”preset1″ button_one_text_color_hover=”#6eba01″ button_two_text_color_hover=”#6eba01″ button_one_border_color_hover=”#ffffff” button_two_border_color_hover=”#ffffff” button_one_border_radius_hover=”0″ button_two_border_radius_hover=”0″ button_one_letter_spacing_hover=”2″ button_two_letter_spacing_hover=”2″ button_one_bg_color_hover=”#ffffff” button_two_bg_color_hover=”#ffffff” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”on” button_one_text_color__hover=”#6eba01″ button_two_text_color__hover_enabled=”on” button_two_text_color__hover=”#6eba01″ button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”on” button_one_border_color__hover=”#ffffff” button_two_border_color__hover_enabled=”on” button_two_border_color__hover=”#ffffff” button_one_border_radius__hover_enabled=”on” button_one_border_radius__hover=”0″ button_two_border_radius__hover_enabled=”on” button_two_border_radius__hover=”0″ button_one_letter_spacing__hover_enabled=”on” button_one_letter_spacing__hover=”2″ button_two_letter_spacing__hover_enabled=”on” button_two_letter_spacing__hover=”2″ button_one_bg_color__hover_enabled=”on” button_one_bg_color__hover=”#ffffff” button_two_bg_color__hover_enabled=”on” button_two_bg_color__hover=”#ffffff”]

PleaseĀ contact usĀ if you wish to obtain Agreement in principles to see how much you could potentially borrow to get you started on your journey.

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Mortgage Journey

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1st Appointment: Initial Meeting

  • The initial meeting is to get to know you and understand your needs and circumstances
  • Explanation of our services and fees
  • Explanation of mortgage repayment methods and schemes
  • Confirm your identity and address (ID and Proof of residency verificationĀ willĀ be taken)
  • Establish and discuss your needs in terms of mortgages and protection
  • Carry out a full income and expenditure exercise to review a budget plan
  • Apply to an appropriate lender for an Agreement in Principle
  • Issue you with a mortgage certificate

2ndĀ Appointment: Customer Service Review

  • Recommend the most suitable mortgage and protection scheme
  • Application of the mortgage and protection scheme
  • Explain the next steps of packaging your plan and build your ongoing relationship with Yorkshire Financial Consultancy
  • Prior to exchange and completion, we will reviewĀ your bespoke mortgage and protection portfolio, and the payment of fees
  • On mortgage offer or exchange and completion, payment of fees*

*These fees will be clearly set out by the adviser in your initial meeting.

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PleaseĀ contact usĀ if you wish to obtain Agreement in principles to see how much you could potentially borrow to get you started on your journey.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row custom_padding=”0|0px|27px|0px|false|false” _builder_version=”3.14″][et_pb_column type=”4_4″ _builder_version=”3.0.47″][et_pb_text _builder_version=”3.14″]

Your property may be repossessed if you do not keep up repayments on your mortgage.

There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but may range from Ā£199 to Ā£599.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Footer” _builder_version=”3.14″ use_background_color_gradient=”on” background_color_gradient_start=”#253269″ background_color_gradient_end=”#3050db” background_color_gradient_direction=”90deg” parallax=”on” custom_padding=”90px||90px|” saved_tabs=”all” locked=”off”][et_pb_row use_custom_gutter=”on” gutter_width=”2″ custom_padding=”|||” make_equal=”on” background_color_1=”#ffffff” background_color_2=”#ffffff” background_position_1=”top_left” background_position_2=”top_left” background_repeat_1=”no-repeat” background_repeat_2=”no-repeat” padding_top_1=”50px” padding_top_2=”50px” padding_right_1=”40px” padding_right_2=”40px” padding_bottom_1=”50px” padding_bottom_2=”50px” padding_left_1=”40px” padding_left_2=”40px” _builder_version=”3.14″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”1_3″ _builder_version=”3.0.47″][et_pb_text admin_label=”Contact US Title” _builder_version=”3.14″ text_font_size=”16px” header_font=”Montserrat||||” header_text_color=”#1f1f1f” header_font_size=”22px” custom_padding=”0px|0px|0px|0px” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”20%”]

Contact Us

[/et_pb_text][et_pb_text admin_label=”Contact US Text” _builder_version=”3.14″ text_font=”||||||||” text_font_size=”13px” text_line_height=”1.8em” header_font=”||||” header_text_color=”#1f1f1f” custom_margin=”20px||40px|” custom_padding=”0px|0px|0px|0px” animation_style=”fold” animation_direction=”bottom” animation_intensity_fold=”20%”] For further information or if you would like to discuss your requirements then please fill out the contact form. A member of our team will contact you as soon as possible. [/et_pb_text][et_pb_accordion open_toggle_text_color=”#3050db” closed_toggle_text_color=”#686868″ closed_toggle_background_color=”#ffffff” icon_color=”#686868″ _builder_version=”3.19.13″ toggle_font=”||||||||” icon_color__hover_enabled=”on” icon_color__hover=”#686868″][et_pb_accordion_item title=”Head Office” open=”on” icon_color=”#3050db” _builder_version=”3.19.13″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em” hover_enabled=”0″ icon_color__hover_enabled=”on” icon_color__hover=”#3050db”]

Yorkshire Financial Consultancy Ltd 37 Commercial Street Morley, Leeds LS27 8HN

0113 2380 550

[/et_pb_accordion_item][et_pb_accordion_item title=”Carlisle” open=”off” open_toggle_text_color=”#3050db” closed_toggle_text_color=”#686868″ icon_color=”#3050db” _builder_version=”3.19.13″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em” hover_enabled=”0″ icon_color__hover_enabled=”on”]

40 Lowther Street,Ā Carlisle, CA3 8DH

0122 8210 022

[/et_pb_accordion_item][et_pb_accordion_item title=”Scarborough” open=”off” open_toggle_text_color=”#3050db” closed_toggle_text_color=”#686868″ icon_color=”#3050db” _builder_version=”3.19.13″ title_text_shadow_horizontal_length=”0em” title_text_shadow_vertical_length=”0em” title_text_shadow_blur_strength=”0em” body_text_shadow_horizontal_length=”0em” body_text_shadow_vertical_length=”0em” body_text_shadow_blur_strength=”0em”]

10 West Over Road, Scarborough, YO12 5AA

07939509187

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info@localhost

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Please click here for our full Privacy Statement.

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