Meet The Team.

Meet our ever growing team of brokers & advisers - learn about them and how they can help you.

Senior Staff

Ian Morley

Managing Director

I am entering my 5th decade in financial services and feel as spritely as I did when I was in my early 20’s. I established YFC in the year 2000 and we have steadily grown ever since. Entering the new decade we have ambitions plans for further growth.

When you were a child what did you want to be when you grew up?

  • Billy Bremner.

Where is your favourite place in the world?

  • Barbados.

Who is your biggest influence?

  • Positive People.

Who would you least like to be stuck in a lift with?

  • Alex Ferguson.

Mortgage Brokers

Michelle Worrall

Mortgage Broker

I qualified as a mortgage adviser in 2006. I have a banking and estate agency background. Before entering financial services, I used to work in the legal world. I love my job, and nothing gives me more pleasure than telling clients I have secured a mortgage for them to buy their dream home.

What did you want to be when you grew up?

  • A dancer, i used to be an Irish dancer and a disco dancer.

Who would you least like to be stuck in a lift with?

  • Jeremy Corbyn.

Where is your favourite place in the world?

  • New Zealand

Favourite drink?

  • Champagne.

Julie Smyth

Mortgage Broker

I have been involved in The Buy to Let market since 2005, and have experience in selling land to developers and builders.  I have secured mortgages for numerous clients, along with completing my Cemap qualification. My sales background was developed through with Nestle Rowntree. 

What is your favourite food?

  • Spicy food, especially spicy curry.

What is your favourite drink?

  • Not very classy, but I’m a Geordie, what do you expect? An icy cold Peroni!

Who would you most like to swap places with for a day?

  • The Queen!

What did you want to do when you grew up?

  • I wanted to be in the Army as I loved sport and running (I did an Army assault course and realised I wasn’t as fit as I thought)!

David Scott

Mortgage Broker

I started Finance in 1997 at Royal London, then Royal Liver. As of 2009, I started my career a as a mortgage adviser based in the Lake District.

What did you want to be when you grew up?

  • An Astronaut!

Where is your favourite place?

  • Anfield.

Who inspires you the most?

  • Jurgen Klopp

Who would you most like to swap places with for a day?

  • The Prime Minister

Protection & GI Specialists

Jack Morley

Protection Specialist aka, G.I. Jack

I am 24 years old, I have recently acquired the role of general insurance & protection specialist here at YFC. I enjoy travelling, meeting new people, house/techno music and festivals.

Favourite Drink?

  • Kraken rum.

Where is your favourite place?

  • Laos in South East Asia, or Ibiza.

Favourite Family Tradition?

  • Christmas eve.

Who would you most like to swap places with for a day?

  • Pep Guardiola, i’d sign a contract at LUFC for 4 years!

Case Managers

Charlotte Harding

Case Manager

I am 22 years old and live at home still. I love going on nights out with my friends on a weekend and I also love my holidays! I’m a smiley person and will always try to cheer people up when needed! I love/hate going to the gym!

Where is your favourite place?

  • New York, I must go again!

If you could choose 4 people dead or alive to attend a dinner party, who would they be?

  • Beyonce, Anthony Joshua, Justin Bieber and Maya Jama.

Who would you least like to be stuck in a lift with?

  • Katie Hopkins – she irritates the life out of me.

Favourite Drink?

  • Non alcoholic – Fanta Lemon. Alcoholic – all flavoured gins, strawberry and lime rekorderlig.

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For further information, or if you would like to discuss your requirements, please fill out the contact form. A member of our team will contact you as soon as possible.

Yorkshire Financial Consultancy, 37 Commercial Street, Morley, Leeds, LS27 8HN

0113 2380 550

Yorkshire Financial Consultancy, 40 Lowther Street, Carlisle, CA3 8DH

0122 8210 022

Yorkshire Financial Consultancy, 10 West Over Road, Scarborough, YO12 5AA

07939 509 187


Yorkshire Financial Consultancy Limited is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

In general, Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Your property may be repossessed if you do not keep up repayments on your mortgage.

A mortgage fee payable is dependent on the complexity of the case and will be agreed at the outset. A fee of up to 1% of the loan amount is payable, for example on a £100,000 mortgage a 1% fee would equate to £1,000. A typical fee is £299 and is payable at the outset or on the issue of an offer of the mortgage.