Remortgage Advice

Remortgage advice from The YFC Group. Why is a remortgage right for me? Whether to raise extra funds or better your current mortgage deal, a remortgage provides a number of advantages for homeowners. Our expert mortgage advisers are on hand for any enquiries.

What is a remortgage?

A remortgage is a convenient way to raise capital, where equity is available in a person’s property. Equity is the difference between the outstanding mortgage and property value, and it can be used as a sort of credit facility that most people can tap into.

How a remortgage could help you...

By remortgaging you can release equity and restructure the increased borrowing under a new first charge mortgage arrangement. How much you can borrow will depend on how much equity you have, and how much the lender is prepared to make available to you after assessing your ability to afford the mortgage product involved.

With our advisers, re-mortgaging can be very quick and simple to arrange. One of our expert mortgage advisers will help you through the process step-by- step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you. They will even take care of all the paperwork for you, so you don’t need to worry about a thing.

You may have to pay an early repayment charge to your existing lender if you re-mortgage.

Think carefully before securing other debts against your home.

Consolidating debt may reduce your outgoings now, however, you may pay more interest over your mortgage term,

Your home may be repossessed if you do not keep up repayments on your mortgage.

Choose the right remortgage advisor for you...

Our every growing team of mortgage brokers, and more specifically, remortgage specialists are always ready to assist you, no matter where and when. We follow strict measures in ensuring they are experts in their field – in order to give you a seamless experience and ultimately, helping to secure the right deal for your circumstances.

We have many brokers based in and around Leeds, each one operating on a highly flexible schedule and possessing specialist skillsets for various niches, so browse our team portfolio and learn about the members of YFC and how they can help you.

In a hurry? Book a call back in the next 5 minutes...

Contact Us

For further information, or if you would like to discuss your requirements, please fill out the contact form. A member of our team will contact you as soon as possible.

The YFC Group, 37 Commercial Street, Morley, Leeds, LS27 8HN

0113 2380 550

The YFC Group, 40 Lowther Street, Carlisle, CA3 8DH

0122 8210 022

The YFC Group, 10 West Over Road, Scarborough, YO12 5AA

07939 509 187

Leave a Message

 YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Registered in England and Wales

The YFC Group is a trading name of Yorkshire Financial Consultancy Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority. 

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Registered office address: 37 Commercial Street, Morley, Leeds, England, LS27 8HN

Registration number: 04121853

A mortgage fee payable is dependent on the complexity of the case and will be agreed at the outset. A fee of up to 1% of the loan amount is payable, for example on a £100,000 mortgage a 1% fee would equate to £1,000. A typical fee is £299 and is payable at the outset or on the issue of an offer of the mortgage.