First Time Buyer Mortgage Advice

Expert first time buyer advice. We understand that buying a house is one of the most important purchases you will ever make, especially for the first time. It can be a very daunting experience but our advisers can guide you through the mortgage maze and find you the best deal available for your circumstances.

In the current economic climate, you will probably need at least a 10% deposit towards the mortgage before a lender will consider you.

When it comes to moving out for the first time, trying to understand everything you need to do and be aware of, along with trying to secure the right mortgage can be intimidating to say the least.

When we say that to us you’re not just a client – we really mean it. We want to help make your experience as a first time buyer seamless and enjoyable.can explain the different types of mortgages on offer and will complete a budget planner, ensuring you get the mortgage most appropriate to you. Because we have access to a wide range of mortgage lenders you can have peace of mind that we will be able to compare a comprehensive range of mortgage products available on the market so you don’t need to shop around.

What happens when I want to apply for a mortgage?

When you apply for a mortgage, lenders look at a number of things to work out how much you can borrow including your earnings & outgoings; the value of the property you want to buy, along with your deposit and as well as your credit history.

Our advisers will help you do the sums by completing a budget planner, so you will need to give us as much detail as you can about your finances.

If you would like any further information, contact one of our mortgage advisers today, you can ‘meet our team’ virtually by clicking the button below.

Choose the right advisor for your first mortgage...

At YFC our advisers are industry leading in their knowledge of first time buyers. Furthermore, they were all once first time buyers too, so they understand how daunting and intimidating the process can be none the less. On top of that, our flexibility means we can work with you, whenever suits you – browse our brokers by pressing ‘meet the team’.

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Contact Us

For further information, or if you would like to discuss your requirements, please fill out the contact form. A member of our team will contact you as soon as possible.

The YFC Group, 37 Commercial Street, Morley, Leeds, LS27 8HN

0113 2380 550

The YFC Group, 40 Lowther Street, Carlisle, CA3 8DH

0122 8210 022

The YFC Group, 10 West Over Road, Scarborough, YO12 5AA

07939 509 187

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Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

Registered in England and Wales

The YFC Group is a trading name of Yorkshire Financial Consultancy Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority. 

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Registered office address: 37 Commercial Street, Morley, Leeds, England, LS27 8HN

Registration number: 04121853

A mortgage fee payable is dependent on the complexity of the case and will be agreed at the outset. A fee of up to 1% of the loan amount is payable, for example on a £100,000 mortgage a 1% fee would equate to £1,000. A typical fee is £299 and is payable at the outset or on the issue of an offer of the mortgage.