First Time Buyer
At Yorkshire Financial Consultancy we understand that buying a house is one of the most important purchases you will ever make. It can be a very daunting experience but our advisers can guide you through the mortgage maze and find you the best deal available for your circumstances.
In the current economic climate, you will probably need at least a 5% deposit towards the mortgage before a lender will consider you.
Our expert advisers can explain the different types of mortgages on offer and will complete a budget planner, ensuring you get the mortgage most appropriate to you. Because we have access to a wide range of mortgage lenders you can have peace of mind that we will be able to compare a comprehensive range of mortgage products available on the market so you don’t need to shop around.
When you apply for a mortgage, lenders look at a number of things to work out how much you can borrow including your earnings, outgoings, the value of the property you want to buy, your deposit, as well as your credit history.
Our advisers will help you do the sums by completing a budget planner, so you will need to give us as much detail as you can about your finances.
If you would like any further information, contact one of our mortgage advisers today.
Your property may be repossessed if you do not keep up repayments on your mortgage.
A mortgage fee payable is dependent on the complexity of the case and will be agreed at the outset. A fee of up to 1% of the loan amount is payable, for example on a £100,000 mortgage a 1% fee would equate to £1,000. A typical fee is £299 and is payable at the outset or on
Yorkshire Financial Consultancy Ltd 37 Commercial Street Morley, Leeds LS27 8HN
40 Lowther Street, Carlisle, CA3 8DH
10 West Over Road, Scarborough, YO12 5AA