General Insurance covers home and contents insurance and accident, sickness and redundancy cover.
Home and Contents Insurance is there to provide you with peace of mind that your home will be fully covered if you suffer losses from a fire, theft or burglary. There are many add-ons you can have with this type of policy such as accidental damage and personal possession cover. Using the services of an experienced professional on a face-to-face basis rather than going online to the numerous comparison sites can make sure that you have the exact cover you need and not the cover they want you to have.
Accident, sickness and redundancy cover – similar to income protection it is designed to protect your income in the event of you being unable to work through accident or sickness.
Whilst income protection can have a term until retirement, an accident, sickness and redundancy policy has a term between 12 and 24 months and is generally set up to protect your monthly mortgage payments and associated products.
“There are other providers of payment protection insurance, also known as short-term income protection, and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneymadeclearorg.uk.
A typical monthly cost for income protection is £5.18 for every £100 of monthly benefit you would get.
Yorkshire Financial Consultancy Limited is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorized and regulated by the Financial Conduct Authority for mortgages, protection insurance, and general insurance products
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