Income Protection Insurance is an insurance product that protects your income in the event of you being unable to work through accident or sickness.
If you were to fall ill, or worse die, financial protection provides vital reassurance when it is needed most. Purchasing your dream home is one of the biggest financial commitments you will make in your life which is exciting, however, can be fraught with stress and worry.
Protection can help pay off the mortgage and keep up with the bills that don’t stop, giving you and your family the support you need at a very difficult time.
The types of protection we offer:
Life cover pays out a cash sum or annual benefit if selected should you die or if you are diagnosed with a terminal illness before your coverage ends.
To learn more about life cover, click here.
Income protection will pay you a regular monthly benefit if you lose your earnings due to being unable to work because of ill health or injury
To learn more about income protection, click here.
Critical illness cover provides you with a cash sum or annual benefit if selected if you suffer or undergo a specified illness or operation. It can also cover your children for certain illnesses as well.
*Providing you make your monthly payments in full and on time.
To learn more about critical illness cover, click here.
As a homeowner, most mortgage lenders insist that you have buildings cover in place to protect your investment. This covers the structure of your home and includes permanent fixtures.
Contents cover protects you against loss or damage to all the things in your home which are not part of the structure. Contents cover helps you put things back the way they were quickly and with the minimum of fuss.
To learn more about Buildings, Contents & Mortgage Payment Cover, click here.
Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.
Choose the right protection adviser...
Protection is a rapidly growing aspect of our core business at Yorkshire Financial Consultancy. So, we are constantly expanding our team of expert protection advisers – browse our meet the team page, by clicking the button, to view them.
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For further information, or if you would like to discuss your requirements, please fill out the contact form. A member of our team will contact you as soon as possible.
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The YFC Group is a trading style of Yorkshire Financial Consultancy Limited which is is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.
In general, Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Your property may be repossessed if you do not keep up repayments on your mortgage.
A mortgage fee payable is dependent on the complexity of the case and will be agreed at the outset. A fee of up to 1% of the loan amount is payable, for example on a £100,000 mortgage a 1% fee would equate to £1,000. A typical fee is £299 and is payable at the outset or on the issue of an offer of the mortgage.